1. Key Takeaways from the Hanwha IR

This IR will focus on the Q2 2025 earnings announcement, the stability and growth strategies of the financial sector (Hanwha Life, Hanwha General Insurance, Carrot General Insurance), and market response strategies for the non-financial sector (solar energy, defense, chemicals, construction, etc.). Based on the fundamental analysis from the amended quarterly report in March, the financial sector maintains a stable RBC ratio, but Carrot General Insurance faces the urgent task of improving its RBC ratio. While growth in the solar energy and defense sectors is expected in the non-financial sector, risk management against external factors such as rising raw material prices and exchange rate fluctuations is crucial.

2. Market Conditions and Hanwha’s Response

Recent volatility in exchange rates, interest rates, and raw material prices can affect Hanwha’s overall business. The IR is expected to present Hanwha’s response strategies and risk management plans for these market conditions. Of particular interest are the impact of rising oil prices on the chemical and construction sectors and import/export strategies in response to exchange rate fluctuations.

3. Action Plan for Investors

Investors should carefully analyze the information presented at the IR and develop investment strategies considering competitor analysis and market outlook. It is important to evaluate Hanwha’s business portfolio and future growth potential from a long-term perspective rather than focusing on short-term stock price fluctuations. Carefully consider Carrot General Insurance’s RBC ratio improvement strategy and the non-financial sector’s market competitiveness enhancement plan before making investment decisions.