1. What Happened? K-ICS Ratio Disclosure and Earnings Release

Hanwha Life disclosed its K-ICS ratio in March 2025 through an amended quarterly report. While Hanwha Life and Hanwha General Insurance reported strong ratios, Carrot General Insurance showed a comparatively lower figure. The company is scheduled to announce its Q2 2025 earnings on August 13th.

2. Why Does it Matter? Navigating Investment Decisions in Uncertain Times

Amidst market uncertainties, including rising interest rates in the US and Europe and increasing oil prices, the K-ICS ratio and half-year earnings serve as critical indicators of Hanwha Life’s financial health and future growth potential. Carrot General Insurance’s financial stability strategy is a particular area of focus.

3. What’s Next? Key Insights to Look for in the IR

  • Q2 2025 Earnings: A detailed analysis of sales, operating profit, and net income will provide insights into the company’s growth and profitability.
  • Carrot General Insurance’s Strategy: Pay close attention to the company’s plans to address its lower K-ICS ratio and future capital reinforcement strategies.
  • Investment Strategy: Examine Hanwha Life’s asset management and risk management strategies within the context of the volatile macroeconomic environment.
  • Market Outlook: Understand Hanwha Life’s predictions for the future market and its corresponding strategies.

4. Investor Action Plan: Analyzing IR Results and Revising Investment Strategies

Carefully analyze the information presented in the IR and revise your investment strategy as needed. Focus particularly on Carrot General Insurance’s financial stability plans and Hanwha Life’s asset management strategy to inform your investment decisions.