1. UBS Korea Summit 2025: Hana Financial Group Unveils Future Strategies

Hana Financial Group is expected to share key business performance figures, future outlook, and address market concerns at the UBS Korea Summit 2025. The presentation will likely include explanations for recent performance declines and outline strategies for securing future growth engines, such as digital transformation and new business development. Clear answers regarding capital adequacy, shareholder return policies, and other key investor concerns are also anticipated.

2. Fundamental Analysis: Balancing Risks and Growth Potential

2023 was a challenging year for Hana Financial Group, marked by declining sales and net income, negative net profit, low ROE, and increasing debt-to-equity ratio. Although 2024 showed signs of improvement, performance remained below 2022 levels, and concerns about financial soundness persist. However, there’s optimism about potential future growth driven by proactive digital transformation efforts and new business initiatives.

3. Macroeconomic Analysis: Navigating Volatility and Uncertainty

The current macroeconomic environment presents challenges for financial companies, including a weak Korean Won, interest rate volatility, and concerns about a global economic slowdown. However, stable domestic interest rates and relatively stable oil prices could offer some positive support. Hana Financial Group needs to develop appropriate response strategies based on a thorough analysis of these macroeconomic changes.

4. Action Plan for Investors: Thorough Post-IR Analysis is Crucial

  • Carefully analyze the information presented at the UBS Korea Summit 2025 to assess actual fundamental improvements and future growth potential.
  • Pay close attention to changes in the interest rate environment, exchange rate volatility, and digital competitiveness enhancement efforts.
  • Develop a long-term investment strategy without being swayed by short-term stock price fluctuations.